Housing

by Akamaister Nov 22, 2025

Free Article 2 (Nov. 23, 2025): The End of Forever-Debt: Why 50-Year Mortgages Cannot Exist in a Hard-Money Economy

A clear, practical explanation of why ultra-long mortgages (40–50 years) are only possible in a fiat system where money can be endlessly created. This article breaks down how inflation subsidizes lenders, how credit distorts home prices, how risk is hidden in securitization, and why a Bitcoin standard forces mortgages to shrink back into reality — shorter, saner, and actually payable within a working lifetime.

by Akamaister Nov 22, 2025

Free Article 2 (Nov. 22, 2025): Imagining Mortgages in a Bitcoin Standard

A practical, near-future exploration of how mortgages would evolve under a Bitcoin standard. This article explains why ultra-long loans collapse, why price discovery resets, how lenders protect themselves without inflation, how communities reclaim credit, and how home ownership becomes more attainable—not less—in a hard-money world.

by Christopher Gillespie Oct 28, 2025

Letter to the Editor: Broken Money, Broken Homes

Scripture says, “Unequal weights and unequal measures are both alike an abomination to the Lord” (Proverbs 20:10). An “abomination” is a “disgusting thing.” In Biblical times, a dishonest scale cheated the buyer or the seller. Today, our dishonest scales are hidden in how our money is created and managed. When new money is printed, added to a bank ledger, or borrowed into existence, the first to receive it benefits, while everyone else bears the cost later through higher prices.

by Scott Wolfe Oct 18, 2025

Going Further Upstream on the Social Determinants of Health

A Call to Action

by Galetaire Jul 16, 2025

The PAP Indicator: A tool for measuring the state of the Real Estate market

It analyses the housing market by comparing home sales to the number of people aged 25–50. It defines two demographic-based ceilings, where sales above or below thresholds signal market current cycle.

by Marty Bent May 20, 2025

Japan Admits It Has A Problem and Consumer Debt Hits A Wall in the US

Pay attention to what's happening behind the scenes of the US economy.

by Alejandro Nov 19, 2023

Thank the European Central Bank for still living with your parents at age 34

26.5% of Spanish people and 29.5 % of Italian people between the ages of 30 and 34 years old still live with their parents. Yet most people can't see that the money is broken because their mind can't conceive such a possibility.