Mortgages
Free Article 2 (Nov. 23, 2025): The End of Forever-Debt: Why 50-Year Mortgages Cannot Exist in a Hard-Money Economy
A clear, practical explanation of why ultra-long mortgages (40–50 years) are only possible in a fiat system where money can be endlessly created. This article breaks down how inflation subsidizes lenders, how credit distorts home prices, how risk is hidden in securitization, and why a Bitcoin standard forces mortgages to shrink back into reality — shorter, saner, and actually payable within a working lifetime.
Free Article 2 (Nov. 22, 2025): Imagining Mortgages in a Bitcoin Standard
A practical, near-future exploration of how mortgages would evolve under a Bitcoin standard. This article explains why ultra-long loans collapse, why price discovery resets, how lenders protect themselves without inflation, how communities reclaim credit, and how home ownership becomes more attainable—not less—in a hard-money world.
