Open for Comment: Single Family Housing Guaranteed Loan Program-Income Producing Accessory Dwelling Unit (ADU) Provisions

Agriculture Department — The Rural Housing Service (RHS or the Agency), an agency of the Rural Development mission area within the United States Department of Agriculture (USDA), is issuing a proposed rule to amend the current Single Family Housing Guaranteed Loan Program (SFHGLP) regulation. These proposed changes are intended to allow the Agency to finance a single family home with a single or multiple income producing Accessory Dwelling Units (ADU). Additionally, we propose to clarify that borrowers can finance properties with features designed to accommodate home-based operations with non-commercial real estate features. The plain language summary of the proposal is available on Regulations.gov in the docket for rulemaking. (61 days remaining)

Open for Comment: Single Family Housing Guaranteed Loan Program-Income Producing Accessory Dwelling Unit (ADU) Provisions

Agriculture Department — The Rural Housing Service (RHS or the Agency), an agency of the Rural Development mission area within the United States Department of Agriculture (USDA), is issuing a proposed rule to amend the current Single Family Housing Guaranteed Loan Program (SFHGLP) regulation. These proposed changes are intended to allow the Agency to finance a single family home with a single or multiple income producing Accessory Dwelling Units (ADU). Additionally, we propose to clarify that borrowers can finance properties with features designed to accommodate home-based operations with non-commercial real estate features. The plain language summary of the proposal is available on Regulations.gov in the docket for rulemaking. (61 days remaining)

Type: comment-period | Source: federalregister.gov


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    "documentNumber": "2026-06173",
    "title": "Single Family Housing Guaranteed Loan Program-Income Producing Accessory Dwelling Unit (ADU) Provisions",
    "summary": "The Rural Housing Service (RHS or the Agency), an agency of the Rural Development mission area within the United States Department of Agriculture (USDA), is issuing a proposed rule to amend the current Single Family Housing Guaranteed Loan Program (SFHGLP) regulation. These proposed changes are intended to allow the Agency to finance a single family home with a single or multiple income producing Accessory Dwelling Units (ADU). Additionally, we propose to clarify that borrowers can finance properties with features designed to accommodate home-based operations with non-commercial real estate features. The plain language summary of the proposal is available on Regulations.gov in the docket for rulemaking.",
    "agency": "Agriculture Department",
    "commentUrl": "http://www.regulations.gov/commenton/RHS_FRDOC_0001-0622",
    "commentsCloseOn": "2026-06-01",
    "daysUntilClose": 61,
    "url": "https://www.federalregister.gov/documents/2026/03/31/2026-06173/single-family-housing-guaranteed-loan-program-income-producing-accessory-dwelling-unit-adu"
  },
  "source": {
    "url": "https://www.federalregister.gov/documents/2026/03/31/2026-06173/single-family-housing-guaranteed-loan-program-income-producing-accessory-dwelling-unit-adu",
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