Inheritance and 2/3 seed storage

I wanted to write my system for bitcoin inheritance and seed storage that will likely outlive me - the reason why is recently bitkey (squares hardware wallet) announced their inheritance system which is a vast improvement but still has a single point of failure square and the app they maintain though this is still a good thing and will improve the ecosystem and raise awareness there is a cheaper method that is just a secure but doesn’t have a single point of failure.

2/3 seed storage

2/3 seed storage is actually a pretty simple way of splitting up a key into three parts, if you have one part it’s useless, if you have any two parts it’s complete - if one piece is destroyed it doesn’t matter (demo below)

A
B
C
1. apple
2. zipper
3. dog
4. tree
5. car
6. bus
7. banana
8. motorbike
9. dune
10. frank
11. foundation
12. meditation
13. whiteboard
14. laptop
15. books
16. perfume
17. computer
18. stone
19. brick
20. spreadsheet
21. bird
22. blog
23. leaves
24. grass

This is a seed phrase split up into three parts (a,b,c) - now you can create your 3 parts

(1)

A
B
1. apple
2. zipper
4. tree
5. car
7. banana
8. motorbike
10. frank
11. foundation
13. whiteboard
14. laptop
16. perfume
17. computer
19. brick
20. spreadsheet
22. blog
23. leaves

(2)

B
C
2. zipper
3. dog
5. car
6. bus
8. motorbike
9. dune
11. foundation
12. meditation
14. laptop
15. books
17. computer
18. stone
20. spreadsheet
21. bird
23. leaves
24. grass

(3)

A
C
1. apple
3. dog
4. tree
6. bus
7. banana
9. dune
10. frank
12. meditation
13. whiteboard
15. books
16. perfume
18. stone
19. brick
21. bird
22. blog
24. grass

Now you have your parts, you need at least 2/3 for it to be useful.

distribution

Distribution is pretty simple, keep one part, give a part to whomever you want to be able to claim your bitcoin upon death, give a part to someone you trust (along with instructions to post it to the claimant upon your death).

failure

For this to fail either

  1. Two out of three parts would have to be destroyed
  2. The trusted party would have to not post it AND either your part or the claimants would have to be destroyed
  3. The trusted party cannot figure out how to use a seed phrase (by default you should include instructions i.e NEVER SHARE THE SEED, transfer to a recommended wallet from bitcoin.org then transfer to an exchange and sell)

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