• I built a calculator that shows you what you actually paid the state last year. In Bitcoin terms.
  • Why I built it
  • Stack
  • Try it

§I built a calculator that shows you what you actually paid the state last year. In Bitcoin terms.

Most people only think about one tax: the federal income tax that shows up on their W-2. They look at the number, sigh, and move on.

That’s the iceberg’s tip.

When you actually count everything you pay to the state — federal income, state income, FICA (Social Security + Medicare), sales tax on every purchase, property tax if you own, gas tax, plus the indirect corporate tax baked into every price you pay — the real number is shocking. Most Americans give 30-50% of their gross income to various levels of government every year, and most of them don’t know it.

I built a free calculator that runs the math.

Tool: https://ai.exitvelocitybtc.com/true-tax-bill

You enter your salary, state, monthly spending. It returns:

• Total tax burden across all categories
• Your effective combined rate (it’s higher than you think)
• Breakdown by category so you see where the bleed is

Then it does the thing that matters most to Bitcoiners:

It shows you what that exact dollar amount would be if you’d allocated it to Bitcoin over the past 10 years at historical growth rates.

For a married couple making $100K in California with a home and average spending: total tax bill is $32,353/year. In Bitcoin over 10 years: $446,008.

That’s not a fantasy. That’s literally the opportunity cost of paying taxes in a depreciating fiat currency.

§Why I built it

Because if Bitcoiners are right about anything, it’s this: fiat is melting underneath us, and every dollar that leaves our pocket for taxes is a dollar that didn’t get to compound in the hardest money ever invented.

You can’t stop paying taxes. But you can start thinking about every dollar in Bitcoin terms. The fiat side burns. The Bitcoin side compounds. Most people never run these numbers. Now anyone can.

§Stack

• Pure Cloudflare Pages Function (no server, no database)
• Gemini Flash for the narrative (free tier)
• Tax math is deterministic — 2026 federal brackets, state rates by state, FICA, sales tax estimates, property tax (1.1% of 3x salary if homeowner), corporate tax pass-through (~6% of spending)
• Bitcoin 10-year compounding uses ~30% historical CAGR (conservative)

No account required. No data uploaded. Closes in 30 seconds. Privacy by design.

§Try it

If your number makes you uncomfortable, screenshot it and share. The Bitcoin community gets stronger when more of us run the actual numbers.

https://ai.exitvelocitybtc.com/true-tax-bill

Built by Exit Velocity — Bitcoin education brand. Free Bitcoin tax calculator at huggingface.co/spaces/Exitvelocitybtc/bitcoin-tax-calculator. Weekly newsletter at exitvelocitybtc.substack.com. Podcast The Receipt on Spotify and Fountain (zaps welcome).

Think in Bitcoin.

#bitcoin #tax #inflation #soundmoney #selfcustody