Helping listeners achieve financial freedom sooner rather than later. Financial Samurai is America's number one personal finance blog and podcast helping you make more money, save more money, and live the life that you truly want.
Being the sole income earner can be brutally difficult and stressful. Money strains can jeopardize a marriage and can create a tremendous amount of resentment in the household. Here are some ways to
Retiring early is a dream come true for many. However, there are some not so obvious reasons why people want to leave work early, and they aren't very flattering at all. Secretly, some early retirees
A college degree is depreciating in value, yet tuition is at all-time highs. For those parents and students looking to attend a private university like Harvard, I'm not sure whether the cost, stress,
As a parent, you want the best for your kids. However, there's a risk parents over-protect their kids from harm's way. It is through difficulty and conflict that we learn the most. In this episode,
The yield curve has officially inverted in 3Q2019. The 10-year bond yield is now lower than the 2-year bond yield. Let me explain from different perspectives why an inverted yield curve as an ominous
Here's my method to always get the lowest mortgage rate possible, no matter the interest rate environment. I've refinanced multiple mortgages multiple times in the past 10 years. During this time,
America is one of the wealthiest countries in the world. The top 1% have gotten really rich, but the middle class have fallen seriously behind. Let's look at the data from the latest Survey of
Getting ahead is very competitive in America. Thanks to living in a capitalist society, we're driven by money, fame, and success. As a result, not everybody can win. Based on my experiences as a
Don't quit before giving your effort a chance to produce amazing results. If you can do one hard thing for 10 years in a row, I'm sure good things are going to happen. Here are some personal thoughts
As mortgage interest rates tumble, the housing market is becoming more interesting. Inventory is already up in many of the nation's once hottest housing markets, but the average credit score for
After reaching my goal of publishing 3X a week for 10 years, I've decided to focus a little bit more on entrepreneurship. The formula of 90% fun / 10% business that got me this far isn't going to
Does 1 + 1 = 2 in your marriage? Not according to the government. If you're trying to figure out what combined net worth to shoot for as a couple, here are three frameworks to think about. Don't get
Every week, there are a lot of funny things that make me scratch my head and wonder WTF. But it is precisely these funny things that make me so positive and bullish for you and me. Here are three
You can take advantage of kinks in the system every day to improve your wealth and quality of life. Don't just sit back passively and wait for your investments to make you wealthy. Also take some
Don't make my mortgage refinance mistake that has so far cost me $1,005 in extra interest! Trying to refinance today is a real PITA. It's a bummer because I pride myself on calculating all variables
Everybody can retire when their investment income is enough to cover their basic living expenses. But when it comes to retiring early (before 60), there are different levels of difficulty. The
If you are a business owner who is burning out and wishing to cash out, here is some perspective of someone who did. He sold his baby for $2.8 million and regrets his decision every day. Read the
From staying in an abusive relationship, to joining a Twitter mob that bullies others, to not speaking up against corporate and political malfeasance, things stay bad for a long time because people
Here are five of the most common financial blindspots people have on their road to financial independence. If you can recognize them, you will better plan for the future and increase your chances of
For those who still don't believe you can negotiate a severance package, a guy got a 10-figure severance package despite helping blow up his company. Let's learn how he did it and some good lessons
