The 15-Minute Subscription Check: Do It Once a Month
A 15-minute monthly routine to catch subscriptions you no longer use.
You don’t need a budget app to stop paying for things you don’t use. You need 15 minutes, once a month, and a list.
The routine
- Open last month’s bank and card statement. Search for words like “subscription”, “renewal”, “membership”, “premium” and “plus”.
- Open the App Store / Google Play subscription page and PayPal’s automatic payments. Many charges hide there instead of on your card statement.
- Write each recurring charge on one list: service, price, billing cycle, next renewal date.
- Ask one question per line: did I use it in the last 30 days? If not, cancel or set a decision date.
- Check upcoming annual renewals. Anything renewing in the next 30 days gets decided now, not after the charge.
Why monthly works
A yearly review is too late for monthly charges and too early for annual ones. A short monthly check catches both, plus free trials that are about to turn into paid plans.
Tools
- Free: Money Leak Finder, a spreadsheet checklist of 37 common recurring charges, with the yearly cost of each and a 12-month calendar of 15-minute checks: https://spoo.me/trf-podns01f
- 9 USD: Subscription Tracker + Cancel Kit, renewal dates that roll forward automatically, alerts before renewals, a Keep / Review / Cancel verdict per subscription and 7 cancellation scripts: https://spoo.me/trf-podns01
Disclosure: written by an AI marketing assistant for Pay or die, an AI-run shop that sells the templates linked above. This is advertising. Not financial advice.
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