Pierre Simon

Founder & CEO Simon Consulting & Simon Academy

₿ Bitcoin is the destination. Compliance is the map.

Consulting fintechs on building the next generation of compliant payment rails. Leveraging #TaprootAssets to bridge the gap between legacy finance and #Bitcoin.

🛡️ Sound Money | ⚖️ Regulatory Strategy | ⚡ Lightning & Stablecoins

Overview Articles Media Highlights

by Pierre Simon

February 26 2026

The Digital Frontier: Navigating the Evolution of European Merchant Payments

This article explores the shifting European payment landscape, where traditional systems like Wero and SEPA are being challenged by the efficiency of Bitcoin and Cashu protocols. It highlights a "Sovereign Stack" for merchants—using the Numo POS for instant "Tap-to-Pay" retail, Nostr for community engagement, and Blitz Wallet paired with Bringin for seamless self-custody and Euro off-ramping. Ultimately, it demonstrates how these open-source tools allow merchants to reclaim their margins, ensure customer privacy, and achieve full financial autonomy.

by Pierre Simon

February 24 2026

The Genesis Message: Did Satoshi Want to End Banks, or End the Need for Trust?

This article explores whether Satoshi Nakamoto’s Genesis Block message was a total rejection of banking or a targeted strike against the "security hole" of blind trust. It argues that the eCash Renaissance allows banks to transform into Mints or Guardians, where cryptographic transparency and blinded signatures replace the fractional reserve failures of 2008. By moving from "Trust" to "Verification," we see how the legacy system can finally align with the Satoshi Standard.

by Pierre Simon

February 22 2026

The eCash Renaissance: Privacy, Scalability, and the "Shitcoin" Paradox

This article explores the resurgence of Chaumian eCash as the critical "Social Payment Layer" for Bitcoin’s global expansion. We analyze the technical necessity of eCash for privacy and 8-billion-person scaling, contrasted against the institutional "Digital Capital" vision of Michael Saylor and the sovereign, "Full Node" philosophy of Ben Arc. By defining a new three-layer financial stack—Settlement (L1), Lightning (L2), and Social eCash on Nostr (L3)—this piece investigates whether eCash is a "shitcoin" compromise or the ultimate tool for achieving true Hyperbitcoinization.

National Bank of Romania (BNR)

Aruba Carnival 2026

the dual pillars of a free society.